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EXPENSES & KITTY
Food and fees costs are usually shared equally among both / all those on board. This is via a "kitty" system. However when there are only two of us and if the other person cannot afford to cost share, then I am prepared to subsidise provided the person can prove that they really cannot afford their living costs. I am not prepared to subsidise so that someone else’s savings are increased at the expense of my savings being depleted.
A member of crew, rather than me, usually carries the thankless responsibility of being the "keeper of the kitty".
WHAT CREW PAY FOR
Except if I were to agree some other arrangement in advance, crew pay for: own fares on joining / leaving, own toiletries, cosmetics, clothing, careless breakages / losses, shore excursions & entertainment ashore, own supply of drinks & between meal grazing items, visas, re-imbursement of things used from ship's medical stores / first aid kit.
Crew (& owner) contribute to "kitty" for share of cruising running expenses, mainly food & fees.
In the case of a designated "delivery trip" owner might pay for some or all of crew fares on joining and/or leaving and owner pays for all food on board.
WHAT OWNER PAYS FOR
Owner meets expense of: boat upkeep, repairs, replacements (except for any careless breakages by crew), capital expenses, anti-fouling & lift-outs, depreciation, boat insurance, radio license fees, charts & pilot books, courtesy flags, diesel fuel and engine consumables.
WHAT IS COVERED BY THE KITTY
Kitty covers "food & fees" expenses which are more "running / operating / recurrent" cruising & on-board living & entertaining expenses; for example: food, cooking gas, drinks used in entertaining, outboard fuel, watermaker consumables, entry / clearance fees, harbour/canal dues, marina / alongside charges (other than when needed solely for repairs), mooring / anchoring fees, any bought water, entertaining other boats, kitchen rolls, toilet paper & cleaner, washing / cleaning liquids, etc. Though I pay for all diesel fuel used for the boat’s propulsion engines, the cost of diesel used for the generator comes out of the shared kitty. The generator’s diesel is in its own tank which is a different tank than the two main fuel tanks.
Note that the kitty does not cover in-between-meals grazing items, nor does it cover drinks (neither alcoholic nor non-alcoholic) apart from drinks for entertaining.
KITTY CALCULATION
Accurate Calculation - Accurate calculation would involve too much clerical effort and, in any case, would not be 100% accurate.
Estimated Calculation - Kitchen consumables, outboard fuel & oil, etc are bought in advance for ship's stores and either the actual cost (if known) or an estimate is used when a kitty item is taken from ship's stores and used.
Luck of the Draw - Items like cooking gas are charged to the kitty at last actual cost (or estimated, if forgotten). The luck of the draw element lies in that a new tank of cooking gas is charged to the kitty when it is brought into use.
Food and household consumables have a luck of the draw element as what is already aboard when a kitty period is started goes ‘free’ into the kitty and what is left on liquidation of a kitty stays in the kitty. The alternative of keeping a running accounting tally all the time is too burdensome.
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